Vehicle Loans

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Rates: | Share Rates | Share Certificates | Vehicle Loan Rates | Real Estate Loans | Secured Loans | Unsecured Loans & Credit Cards
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Effective January 1, 2014
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score


Automobile Loans

New & Used Automobiles (2012 & newer model years)
100% of purchase price plus tax, license, and extended warranty(OAC). Not to exceed Retail Blue Book.
Term Annual Percentage Rate Payment Per $1,000 Borrowed
36 months As Low As 2.49% $28.86
48 months As Low As 2.79% $22.04
60 months As Low As 2.89% $17.92
72 months* As Low As 3.29% $15.32
84 months** As Low As 3.89% $13.62

*For Loans Exceeding $12,000
**For Loans Exceeding $25,000


Used Automobiles (2011 & older model years)
Not to exceed retail Blue Book for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC).
Term Annual Percentage Rate Payment Per $1,000 Borrowed
36 months As Low As 2.49% $28.86
48 months As Low As 2.99% $22.13
60 months* As Low As 3.29% $18.10
72 months** As Low As 3.49% $15.41

*For Loans Exceeding $10,000
**For Loans Exceeding $12,000


Note: Autos with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.

Motorcycle Loans

New & Used Motorcycles (2013 & newer model years)
100% of MSRP / Retail plus tax, license, and extended warranty(OAC). Not to exceed 110%.
Term Annual Percentage Rate Payment Per $1,000 Borrowed
36 months As Low As 3.99% $29.52
48 months As Low As 4.49% $22.80
60 months As Low As 4.74% $18.75
72 months* As Low As 4.99% $16.10

 

*For Loans Exceeding $12,000


Used Motorcycles (2007 to 2012 model years)
Not to exceed N.A.D.A retail value for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC).
Term Annual Percentage Rate Payment Per $1,000 Borrowed
36 months As Low As 4.74% $29.85
48 months As Low As 5.24% $23.14
60 months As Low As 5.49% $19.10
72 months* As Low As 5.99% $16.57

*For Loans Exceeding $12,000

Note: Motorcycles with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.

Recreational Vehicle and Equipment Loans


New (2013 & newer model years)
Not to exceed LTV of MSRP value - may include tax, license, GAP and extended warranty (oac).
Term Annual Percentage Rate Payment Per $1,000 Borrowed
84 months As Low As 5.00% $14.13
120* months As Low As 5.50% $10.85
144** months As Low As 6.00% $9.76
180*** months As Low As 6.50% $8.71


*For Loans Exceeding $10,000
**For Loans Exceeding $15,000

***For Loans Exceeding $25,000

Used (2012 & older model years)
Purchase - Not to exceed LTV of Retail value - may include tax, license, GAP, and extended warranty (oac)
Non-Purchase - Not to exceed LTV of Wholesale value - may include tax, license, GAP, and extended warranty (oac)
Term Annual Percentage Rate Payment Per $1,000 Borrowed
84 months As Low As 5.50% $14.37
120* months As Low As 6.00% $11.10
144** months As Low As 6.50% $10.02
180*** months As Low As 7.00% $8.99


*For Loans Exceeding $10,000
**For Loans Exceeding $15,000

***For Loans Exceeding $25,000

Note: The definition of recreational vehicles includes but is not limited to travel trailers, motor homes, Boats/Motors/Trailers, Jet skis, Campers, ATVs, and Quads.

Salvaged and/or reconstructed titled vehicles are not eligible for financing.